Many Americans have thousands of unclaimed dollars which amounts to millions of dollars worth. You can inquire about it if you want to know if the government owes you money.
Unclaimed Money and Property
As stated in a post by Marca, there is an unclaimed property office in your state. This office can help you find any unclaimed money or property.
Savings bonds
If payments from the Treasury Department did not arrive or the interest for the bonds stopped increasing, you can monitor through TreasuryDirect to see if you have savings bonds that you can cash.
Financial accounts
The Federal Deposit Insurance Corporation (FDIC) covers if not most, all of the bank deposits. There are instances when banks close, there is money, safes, or unclaimed property. You can scan through the FDIC page. The National Credit Union Administration (NCUA) on the other hand, is in duty of repaying unclaimed property when an insured cooperative closes. Run a search for NCUA.
Pensions
You can also find out if the employer where you once worked has any unclaimed pension benefits. All you have to do is perform a search by last name, business name, or state on the website of the governmental body in charge of the Unclaimed Pensions Program (PBGC).
Properties and belongings
Using the National Association of Unclaimed Property Administrators (NAUPA) search engine you can look for balances or unclaimed property by state. Search any state where you’ve ever lived.
Mortgage repayment
Get in touch with the Department of Housing and Urban Development (HUD) to find a pending refund.
Tax refund
If you are due for a refund, you can check with the Internal Revenue Service.
Unpaid wages
The database maintained by the Department of Labor can be used to submit your claim if you believe any of your current or former employers owe you money.
How Can I Find Out if the Government Has Unclaimed Money or Property that May be Mine?
In order to establish whether the federal government is holding any unclaimed cash you must identify the potential benefit or payment, the anticipated date of payment, and the appropriate payment method.
The organization in charge of certifying any payment owed ought to be able to help you find out the present status of the payment in question with this knowledge. The United States Government Manual contains the names and addresses of all government agencies.
Below are government agencies that have databases you can search for unclaimed money.
- Treasury Hunt: Unclaimed U.S. Securities and Payments
- HUD/FHA Mortgage Insurance Refunds
- Credit Union Unclaimed Shares
- National Association of Unclaimed Property Administrators
- (Individual State Unclaimed Asset Web Sites)
- U.S. Courts: Unclaimed Funds in Bankruptcy
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