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2023 Best Credit Cards for Cash Back 

2023 Best Credit Cards Cash Back (iStock)
The most popular cash-back credit cards in 2023 to earn rewards on purchases and get free money.

The most popular cash-back credit cards in 2023 to earn rewards on purchases and get free money.

 2023 Best Credit Cards Cash Back (Cardrates)

The most popular cash-back credit cards in 2023 to earn rewards on purchases and get free money.

Cash Backs

Credit cards can be a beneficial addition to your wallet, provided choosing the right one and use it wisely. Many rewards credit cards provide varying perks, such as cash back. Cash-back credit cards give you rewards on your purchases, meaning, if you use them wisely, you’re getting free money. Depending on how you use a cash-back card and other purchases, you can get anywhere from 1% to 8% back on dining out, travel, groceries, and more.

List Of Credit Cards Offers Best Cash Backs

  • Chase Freedom Unlimited

This credit card excels when it comes to cash back, with a generous rate and no hassle of dealing with revolving categories, deadlines, or activating offers. The unlimited rewards are 5% for travel purchases through Chase Ultimate Rewards, 3% for dining and drugstores, and 1.5% for all other purchases. There’s no minimum redemption value and the rewards points have no expiration date.

  • Capital One SavorOne Rewards

The Capital One SavorOne Rewards Card is a strong option for those who spend regularly on dining, entertainment, streaming services, and groceries because you can earn an unlimited 3% cash back on those categories. You can also earn endless 5% cash back on hotels and rental cars booked through Capital One Travel and earn 10% cash back on purchases made with Uber and Uber Eats. Plus, enjoy complimentary Uber One membership statement credits through 11/14/2024. You can earn 1% cash back on all other purchases plus no annual fee for the SavorOne Rewards Card.

  • Chase Freedom Flex℠

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%), 5% cash back on travel booked through the Chase Ultimate Rewards®, 3% on drugstore purchases and dining (including takeout and eligible delivery services), 1% cash back on all other purchases. Welcome bonus offers $200 cash back after you spend $500 on purchases in your first three months from starting an account. 0% for the first 15 months from account opening on purchases and balance transfers for intro APR and 18.74% – 27.49% variable for regular APR.

  • Citi Double Cash Card

2% cash back: 1% on all eligible purchases and an additional 1% after you pay your credit card bill with no annual fee. 0% for the first 18 months on balance transfers N/A for purchases for intro APR and 18.24% – 28.24% variable for regular APR.

  • Discover it Student Cash Back

Earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. For welcoming bonus it will determine the cash back you’ve earned at the end of your first year. A 3% intro balance transfer fee, up to 5% fee on future balance transfers with a $0 annual fee.

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